Your use of the Cosmic Institute website and Cosmic Institute is subject to
the terms and conditions on this page and the
pages linked to it. Whilst the Institute makes
every effort to ensure that the site is up to
date and accurate, we cannot give any warranty
that this is the case. The Institute expressly
excludes liability for loss or damage arising
from your use of this site.
“Use of this site” includes, but is not
limited to, the following:
- Reliance placed upon information on the site
- The downloading of materials from the site
- The accessing of other parts of the Internet or
sites from links on this site
- In the case of downloading of materials it is
your responsibility to ensure that material is virus
checked by up to date virus software.
1. General
1.1 These Terms & Conditions govern your
use of Cosmic Institute and Cosmic Online Learning Environment (the "Service"), an
Internet subscription service operated by the above.
The Service consists of computing and information
services and software, information, interactive forums
and other content provided by Cosmic Institute and Cosmic Online Learning Environment
. In addition, third parties provide information,
software and other content ("Third Party Content")
which may be accessed over the Service.
1.2 Your participation in the Service is conditioned
upon your acceptance of the terms and conditions contained
in this agreement. Please read the following terms
and conditions. Your availing any service on this
website shall implicitly indicate your acceptance
of these terms and conditions. Cosmic Institute and Cosmic Online Learning Environment,
reserves the right, in its discretion, to change or
modify all or any part of this Agreement at any time.
Such changes or modifications shall be effective immediately
upon notice published on the Service. Your continued
use of the Service constitutes your binding acceptance
of these terms and conditions, including any changes
or modifications made by Cosmic Institute and Cosmic Online Learning Environment as permitted
above.
2.
Use of service content
2.1 You acknowledge that the Service contains
information, software, photographs, audio and video
clips, graphics, and other material (collectively,
the "Content") that is protected by copyright, trademark
or other proprietary rights of Cosmic Institute and Cosmic Online Learning Environment
or third parties. All Content on the Service is copyrighted
as a collective work of Cosmic Institute and Cosmic Online Learning Environment pursuant
to applicable copyright law. You agree to comply with
any additional copyright notices, information, or
restrictions contained in any Content available on
or accessed through the Service. The Content is intended
for the personal, non-commercial use of the registered
subscribers of the Service.
2.2 You may not modify, publish, transmit,
transfer or sell, reproduce, create derivative works
from, distribute, perform, display, or in any way
exploit, any of the Content, in whole or in part,
except as otherwise expressly permitted in this Agreement.
Content consisting of downloadable software may not
be reverse engineered unless specifically authorized
by the owner of the software's patent and/or copyright.
2.3 You shall not download or copy the Content.
You shall not store electronically any significant
portion of any Content. Except as expressly permitted
by the copyright laws, no copying, storage, redistribution
or publication of any Content is permitted without
the express permission of Cosmic Institute and Cosmic Online Learning Environment or the owners
of such Content or their authorized persons, if other
than the above. You may upload to or download from
the Service any Content in the public domain for your
own personal use or for non-commercial redistribution.
You assume all risk and responsibility for determining
whether any Content is in the public domain, regardless
of any notices which may be posted on such Content.
2.4 You grant to Cosmic Institute and Cosmic Online Learning Environment the right
to edit, copy, publish, distribute, translate and
otherwise use any Content that you place on the Service,
in any medium. You represent and warrant that you
are authorized to grant all rights set forth in the
preceding sentence.
3.
Service rules of conduct
You shall not upload to, or distribute or otherwise
publish through, the Service any Content which (a)
is libelous, defamatory, obscene, pornographic, abusive,
harassing or threatening, (b) contains viruses or
other contaminating or destructive features, (c) violates
the rights of others, such as Content which infringes
any copyright, trademark, patent, trade secret or
violates any right of privacy or publicity, or (d)
otherwise violates any applicable law. You shall not
use the Service for any commercial purpose and shall
not distribute over the Service any advertising or
solicitation of funds or goods and services. In addition,
you shall not use the Service to solicit subscribers
to join other online information services which are
competitive with the Service.
4. Managing
content
Cosmic Institute and Cosmic Online Learning Environment does not and cannot
review the Content posted by subscribers of the Service
and is not responsible for such Content. However,
Cosmic Institute and Cosmic Online Learning Environment reserves the right to delete,
move, or edit any Content (including messages posted
in any forum) that it may determine, in its sole discretion,
violates this Agreement or is otherwise unacceptable.
You shall remain solely responsible for all Content
posted by you or by any other person using your account.
Cosmic Institute and Cosmic Online Learning Environment shall have the right, but
not the obligation, to correct any errors or omissions
in any Content, as it may determine in its sole discretion.
5. No endorsement
5.1 Cosmic Institute and Cosmic Online Learning Environment does not
represent or endorse the accuracy or reliability of
any Content displayed, uploaded, or distributed through
the Service by any subscriber, information provider
or any other third party. You acknowledge that any
reliance upon such Content shall be at your sole risk.
5.2 The Service may contain links to sites
on the Internet which are owned and operated by third
parties (the "External Sites"). You acknowledge that
Cosmic Institute and Cosmic Online Learning Environment is not responsible for the
availability of, or the content located on or through,
any External Site. You should contact the site administrator
or Webmaster for those External Sites if you have
any concerns regarding such links or External Sites.
6.
Registration
6.1 You must provide accurate, complete,
and current registration information and you agree
to provide Cosmic Institute and Cosmic
Online Learning Environment with any changes or modifications
to that information promptly after such changes occur.
6.2 Your right to use the Service is personal
to you and cannot be transferred to any other person.
You must not share your password with others, and
allow them to use the Service through your account,
subject to your obligations under paragraph 6.3.
6.3 You are responsible for all use of your
account under any password by any person whether or
not authorized by you and for ensuring that all use
of your account complies with this Agreement.
7. Fees
& payments
7.1 You must be a registered student
within Cosmic Institute and Cosmic Online Learning Environment, all service subscription
should be paid upfront before you received your registered
student account information (Login ID and password)
electronically through your Internet Service Provider
email account upon the approval of our administration.
7.2 You shall be responsible for obtaining
all telephone, telephone access lines, computer equipment
and other products or services necessary to access
and use the Service. You shall be responsible for
all charges associated with accessing and maintaining
a connection to the Service (e.g., charges imposed
by an Internet access provider, or your local telephone
company).
8.
Indemnity
All officers, You hereby agree to indemnify,
defend and hold Cosmic Institute and Cosmic Online Learning Environment, and directors,
owners, agents, information providers, affiliates
and licensors (collectively, the "Cosmic Institute and Cosmic Online Learning Environment
Parties") harmless from and against any and all liability,
losses, costs and expenses (including attorneys' fees)
incurred by any Cosmic Institute and Cosmic Online Learning Environment Party in connection
with any claim arising out of any use or alleged use
of your account or password by any person, whether
or not authorized by you. Cosmic Institute and Cosmic Online Learning Environment reserves
the right, at its own expense, to assume the exclusive
defense and control of any matter otherwise subject
to indemnification by you, and in such case, you agree
to cooperate with Cosmic Institute and Cosmic Online Learning Environment defense
of such claim.
The student shall indemnify and hold harmless Cosmic Institute and Cosmic Online Learning Environment at all times against all actions, proceedings,
costs, claims, expenses, demands, liabilities, losses
and damages whatsoever including without limitation
for defamation, infringement of intellectual property
rights, death, bodily injury, property damage or pecuniary
losses howsoever arising which Cosmic Institute and Cosmic Online Learning Environment
may sustain, incur, suffer or pay arising out of or
in connection with the use of the Service by the student
or any act or omission of the student thereof.
9.
Limitations of liability
9.1 Neither Cosmic Institute and Cosmic Online Learning Environment nor any
provider of third party content or their respective
agents warrants that the service will be uninterrupted
or error free; nor does Cosmic Institute and Cosmic Online Learning Environment, any third
party content provider, or their respective agents
make any warranty as to the results to be obtained
from use of the service or the content. The service
and the content are distributed on an "as is, as available"
basis. None of Cosmic Institute and Cosmic Online Learning Environment, third party content
providers and their respective agents make any warranties
of any kind, either express or implied, including,
without limitation. warranties of title or implied
warranties of merchantability or fitness for a particular
purpose, with respect to the service, any content
or any products or services sold through the service.
You expressly agree that the entire risk as to the
quality and performance of the service and the accuracy
or completeness of the content is assumed solely by
you.
9.2 Neither Cosmic Institute and Cosmic Online Learning Environment, any third
party content provider nor their respective agents
shall be liable for any direct, indirect, incidental,
special or consequential damages arising out of the
use of or inability to use the service, even if such
party has been advized of the possibility of such
damages.
10. Definitions
10.1 "The Agreement" means the completed
Application Form, including its attachment(s) and
the terms and conditions herein.
"Student" means the person whose application to enter
into this Agreement is accepted by Cosmic Institute and Cosmic Online Learning Environment
and includes his successors and permitted assigns.
"Access Service" Under this Service, the student will
be provided with a personal user identification ("Login
ID") and a password. The student will use his own
equipment and means (for example, telephone service
and modem) to establish connection to Cosmic Institute and Cosmic Online Learning Environment
for accessing the service.
"Person(s)" includes individual(s), corporation(s)
and unincorporated bod(ies) of persons.
10.2 Words importing the singular shall include
the plural and vice versa and words importing one
gender shall include the other gender.
11.
Commencement of Service
The Service shall commence on the date specified by
Cosmic Institute and Cosmic Online Learning Environment in writing in its notice to
the student indicating its acceptance of this Agreement
("Commencement Date").
12. Cosmic Institute and Cosmic Online Learning Environment's
rights
Cosmic Institute and Cosmic Online Learning Environment shall have the right to manage
and control the access to computer systems and information
stored within the system in a manner deemed appropriate
by Cosmic Institute and Cosmic Online Learning Environment .
13. Student's
obligations
The student shall:-
- be responsible for the set-up or configuration
of his equipment for access to the Service;
- comply with all notices or instructions given
by Cosmic Institute and Cosmic Online Learning Environment from time to time in respect
of the use of the Service;
- be solely responsible for obtaining, at his own
cost, all licences, permits, consents, approvals
and intellectual property or other rights as may
be required for using the Service;
- purchase at his own expense,any additional reference
textbook that he/she felt so required;
- comply with the rules of any network to which
the student accesses through the Service;
- be solely responsible for all information retrieved,
stored and transmitted through the Service by him;
and
- provide at his own expense, when so required by
Cosmic Institute and Cosmic Online Learning Environment, all facilities or resources
necessary for the proper provision of the Service
including without limitation power points, electricity,
conduits, pipes, access, licence, wayleave or easement;
-
students must meet the minimum
entry requirements before they are eligible to
be enrolled in the course

14. Prohibited use
The student undertakes:-
- to comply with all applicable laws (and shall
not contravene any applicable law) of the Islamic
Republic of Pakistan relating to Services;
- not to allow any person other than the authorized
person named in the Application Form to use the
Service;
- not to use the Service for any unlawful purpose
including without limitation criminal purposes;
- not to use the Service to send or receive any
message which is offensive on moral, religious,
racial or political grounds or of an abusive, indecent,
obscene or menacing nature.
- not to persistently send messages without reasonable
cause or for causing any threat, harassment, annoyance,
inconvenience or anxiety to any person;
- not to infringe any intellectual property rights
of any person or retain information in any computer
system or otherwise with an intention to do so;
- not to gain unauthorized access to any computer
system connected to the Internet or any information
regarded as private by other persons; and
- not to share the Service with any person without
the prior written approval of Cosmic Institute and Cosmic Online Learning Environment
and shall use the Service only for the purpose for
which is subscribed.
* One may be faced with legal action if there
are any use of profane and vulgar language, libelous
and slanderous statements in the chat rooms and discussion
rooms as they are strictly prohibited.
15.
Security and other features
15.1 The student shall take all such measures
as may be necessary to protect the secrecy of his
Login ID and/or password and shall not reveal the
same to any other person(s).
15.2 Where a Login ID is necessary to access
the Service, the student shall use only his own Login
ID.
15.3 The student acquires no rights to any
Login ID assigned to him/her by Cosmic Institute and Cosmic Online Learning Environment
and except as otherwise proved herein, Cosmic Institute and Cosmic Online Learning Environment
reserves the right to change or re-assign the same
to the student at its sole discretion without being
liable to the student in damages or otherwise.
16. Termination
of service
16.1 Either Cosmic Institute and Cosmic Online Learning Environment or the student
may terminate this Agreement by giving prior notice
in writing of 30 days to the other.
16.2 Cosmic Institute and Cosmic Online Learning Environment may in its sole
discretion waive or accept in writing a shorter period
of notice from the student than those referred to
in clause 16.1.
16.3 Notwithstanding clause 16.1, Cosmic Institute and Cosmic Online Learning Environment
may terminate this Agreement with immediate effect:-
- if in the opinion of Cosmic Institute and Cosmic Online Learning Environment, the student
has breached any of the terms or conditions of this
Agreement (including without limitation clauses
6 and 7);
- the student has provided any false or incomplete
information to Cosmic Institute and Cosmic Online Learning Environment ; or
- if in the opinion of Cosmic Institute and Cosmic Online Learning Environment or any
regulatory authority, it is not in the public interest
to continue providing the Service to the student
for any reason;
17. Suspension
of service
Without prejudice to any other rights or remedies
of Cosmic Institute and Cosmic Online Learning Environment and notwithstanding any waiver
by Cosmic Institute and Cosmic Online Learning Environment of any previous breach by
the student, Cosmic Institute and Cosmic Online Learning Environment may suspend the
Service or any other service provided by the above
in the event that any monies payable by the student
for the Service or that other service is not settled
in full or any deposit or increase thereof required
by Cosmic Institute and Cosmic Online Learning Environment is not paid by the student.
18. Disclaimer
18.1 Cosmic Institute and Cosmic Online Learning Environment shall not be liable
to the student for any cost, claim, liability, expense,
demand or damages whatsoever (including any loss of
profits, lost savings or incidental or consequential
damages), arising out of the student's use of or inability
to use such software, even if Cosmic Institute and Cosmic Online Learning Environment
or any of its authorized representative has been advized
of the possibility of such damages, or for any claim
by any other person whomsoever.
18.2 While every care is taken by Cosmic Institute and Cosmic Online Learning Environment
in the provision of the Service, Cosmic Institute and Cosmic Online Learning Environment
shall not be liable for any loss of information howsoever
caused whether as a result of any interruption, suspension,
or termination of the Service or otherwise, or for
the contents, accuracy or quality of information available,
received or transmitted through the Service.
18.3 The student shall be solely responsible,
and Cosmic Institute and Cosmic Online Learning Environment shall not be liable in any
manner whatsoever, for ensuring that in using the
Service, all applicable laws, rules and regulations
and all the terms prescribed by Pakistan Telecommunications
Authority (PTA) for the use of any telecommunications
systems, service or equipment shall be at all times
complied with.
18.4 Cosmic Institute and Cosmic Online Learning Environment shall not be liable
for any loss or damages sustained by reason of any
disclosure (inadvertent or otherwise) of any information
concerning the student's account and particulars nor
for any error, omission or inaccuracy with respect
to any information so disclosed.
19. Confidentiality
The student shall not divulge or communicate to
any person (other than those whose province it is
to know the same) or use or exploit for any purpose
whatsoever (other than that contemplated in this Agreement)
any confidential information which may or may have
come to his knowledge by reason of or in connection
with this Agreement, and shall use all reasonable
efforts to prevent his employees, officers, agents
and consultants from so acting, except where the prior
written consent of Cosmic Institute and Cosmic Online Learning Environment is obtained
or where required to be disclosed pursuant to any
applicable law or legal process issued by any court
or the rules of any relevant regulatory body.
20. Variation
20.1 Cosmic Institute and Cosmic Online Learning Environment reserves the right
to amend the terms and conditions contained herein
at any time upon notice (in such form as may be determined
by Cosmic Institute and Cosmic Online Learning Environment) to the student.
20.2 Without limitation to the generality of
the foregoing, this Agreement is deemed to be varied
to the extent that the student requests for any variation
in the Service and such is agreed to in writing by
Cosmic Institute and Cosmic Online Learning Environment.
21. Assignment
The rights and obligations under this Agreement shall
not be capable of assignment by the student without
the prior written consent in writing of Cosmic Institute and Cosmic Online Learning Environment,
but subject thereto, shall be binding on and enure
for the benefit of his successors and permitted assigns.
22. Force Majeure
Cosmic Institute and Cosmic Online Learning Environment shall not have any liability
whatsoever or be deemed to be in default for any delay
or failure in performance under this Agreement resulting
from acts beyond the control of Cosmic Institute and Cosmic Online Learning Environment,
including without limitation acts of God, acts or
regulations of any governmental or supra-national
authority, war or national emergency, accident, fire,
lightning, riot, strikes, lock-outs, industrial disputes
(whether or not involving Cosmic Institute and Cosmic Online Learning Environment 's employees)
or epidemics.
23.
Governing law and Jurisdiction
This Agreement is governed by the laws of the Islamic
Republic of Pakistan and the student and Cosmic Institute and Cosmic Online Learning Environment
hereby submit to the exclusive jurisdiction of the
Pakistan courts.
24. Payment Obligations
24.1 All required payment for services must be
made in advance by students before commencement of
the course.
24.2 Payment can only be refunded before Login
ID and Password are released. Registration fee is
not refundable.
24.3 Once Login ID and Password are issued
all fees paid are non-refundable or transferable.
If a student wishes to transfer to taught class mode,
the amount that the student has paid to Cosmic Institute and Cosmic Online Learning Environment
will not be transferred to the taught class centre.
24.4 If a student wishes to pay by installment
mode, the first installment must be made upon registration.
The subsequent installment payments must be made by
the 7th day of each month following the month in which
the course was registered.
24.5 If a student fails to make the installment
payment by the due date (7th day of each month), his
Login ID and Password will be deactivated and the
student will be subjected to a monthly late fee. The
outstanding payment plus the monthly late fee must
be made in full before re-activation can take place.
24.6 If a student wishes to defer the course,
he has to continue making his installment payments.
24.7 A student will not be allowed to continue
with his studies or sit for any examinations with
fees outstanding.
24.8 No exam results, awards or statement of
attainments will be issued to a student with any fees
outstanding.
24.9 No payment extensions will be made beyond
90 days. Failure to make outstanding payment within
90 days will result in the student being issued with
a letter of termination. For re-admission, the student
must re-apply to Cosmic Institute and Cosmic Online Learning Environment and re-pay the
course fee.
24.10 It is solely a student's responsibility
to maintain timely and proper payments to Cosmic Institute and Cosmic Online Learning Environment.
25. Course Deferment
All requests for deferment of modules must reach Cosmic Institute and Cosmic Online Learning Environment 3 weeks before the commencement of the
module. The student will be required to complete the
deferment application form. If the student submits
the deferment request less than 3 weeks before commencement,
there will be an administrative charge. Upon commencement
of the module, students are not allowed to defer the
module.
26. Module Registration
For modules that are listed as TBA (To be advized),
it is the student's responsibility to email Cosmic Institute and Cosmic Online Learning Environment to register for the modules at least
one month prior to the start of the modules.
27. Mailing Address
It is important to provide Cosmic Institute and Cosmic Online Learning Environment the complete
and correct mailing address for all materials (if
any) to be sent. Students will have to provide residence
or office addresses as some materials cannot be sent
to a PO Box mailing address.
28. Examinations
28.1 If a student wishes to take his examination
in another country or another Cosmic Institute venue, Cosmic Institute
center, or one of the designated agent locations,
he/she must inform Cosmic Institute and Cosmic Online Learning Environment of the change
at least 6 weeks before the examination commences.
Students will have to pay all necessary charges 1
month prior to the examination for Cosmic Institute and Cosmic Online Learning Environment
to arrange the examination in another country or centre.
The charges are inclusive of examination venue fees,
invigilation fees and courier fees.
28.2 The moment a student registers
for a module, he will also be automatically enrolled
for the relevant examinations in the same academic
term. Any request for deferment of examinations will
be considered if the request has met one of the following
conditions.
- Valid medical certificate
- Compassionate leave
- Reservist Duties
Student requests must be submitted within 3 days
after the scheduled examination along with supporting
documentation to Cosmic Institute and Cosmic Online Learning Environment.

29. Textbooks
Learning materials(if any) for the courses registered
will be couriered to student 7 days before the commencement
of the module. For late registrations, a lead-time
of 2 weeks will be applicable after the receipt of
the registration form and after all supporting documents
have been submitted to Cosmic Institute and Cosmic Online Learning Environment . This may
be subject to change due to availability of materials
from their respective sources.
30. Amendments
Cosmic Institute and Cosmic Online Learning Environment reserves the right to amend
or modify this agreement or impose new conditions
at any time. Use of Cosmic Institute and Cosmic Online Learning Environment services
shall be deemed to constitute acceptance by students
of the then-current service agreement (including any
amendments, modifications or new conditions) as published
and made available on Cosmic Institute and Cosmic Online Learning Environment web site.
Cosmic Institute and Cosmic Online Learning Environment 's decision on all matters
pertaining to rules and regulations or terms and conditions
shall be final.
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